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Dear American people:

  We see the consequences of those emerging economies crashing. Overinvesting and overproduction bring disasters to those countries. If they do not do that, they are afraid that their own people could not get a job. When they invest, they face their own pain of overinvest and overproduction. It makes them hard to decide which way to go.

  For those commodity rich countries, they have their own pains. When the commodity price goes down and those people in the commodity rich countries do not take the advantage of their higher currencies to save and invest, they just have to face higher personal debt and endless falling of their own currencies. We do see the free economy prevails. But the most important thing is we do see those people who can take advantage of the free economy well prevail but those ones who can't are still losers. It shows the merit of finance education. People should know hard about their own financial situation and try hard to make it right. Or they have to face the consequence. The personal savings is the most important. People should know how to evaluate their every choice about their daily life. If they should take higher education, if they should buy a house, and if they should try hard to undrstand how to cope with their personal debt, those kind of things all need to be learnt.

  Dear American people, the world is changing. The wind is changing too. We do realize those emerging economies face bigger challenge more than we know. We do see those countries from east to west all have some structural troubles that can not be resolved. People do feel that the US and Western Europe are still the safe heaven for investing. We do expect the US can get stronger and lead the world to pass through all those troubles emerging from those emerging economies.

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